Mr Gerald Coldham FFA FIPA 

Newport, Wales 

Complaint 

The allegations were that Mr Gerald Coldham, as sole proprietor of G Coldham, had breached the Money Laundering Regulations (2017) 18, 19, 27 and 66, and he failed to respond in a timely manner and cooperate with the AML review process, in breach of IFA Bye-law 11.2 (d). 

Finding 

The Disciplinary Committee found the matters proved. 

Sentencing Order 

Severe Reprimands and a Reprimand imposed, fine of £5,000 and costs of £3,785.