Mr Stephen Crouch ATA AIPA 
Hove, UK 

Complaint 

The IFA complaint was that Mr Crouch breached IFA Bye-law 12.2 and IFA Membership, Member Firms, Affiliates and Students Regulation 4.2, in that they failed to submit a member return by the prescribed date of 31 December 2021 and breached IFA Disciplinary Regulation 20.10, in that they failed to provide their full and prompt co-operation to the case manager in connection with an investigation involving the member.  

Finding 

The Regulatory Committee found that there was a prima facie case to answer that rendered Mr Crouch liable to disciplinary action under Bye-law 11 for breaches of Bye-law 12.2, IFA Membership, Member Firms, Affiliates and Students Regulation 4.2and IFA Disciplinary Regulation 20.10.  

Consent Order 

Reprimand, fine £950 and costs of £416.